Mortgage wars go on....

I called my mortgage firm today and they have said they will only pay the transfer fee ( they overpaid my remortgage amount by £5000) and not the additional £75 arrangement fee I requested.They charged me a £499 arrangement fee to set up the remortgage in the first place.

I'm looking forward to the battle.Even if I don't win, I guarantee it will cost them more than £75 in costs by the time I'm finished.I've already requested their code of practice, details of their escalation process and Ombudsman contacts.I'll also be writing to their chairman,chief exec and janitor!

I will be asking them for a full breakdown ( in writing) of their own arrangment fee, a justification for it and why they feel they shouldn't pay me a fee for arranging to give them it back.Of course I also want an explanation as to why the error occured in the first place and the steps put in place to ensure it doesn't happen again.


I reckon I'll manage to come up with another minor ( but fairly obscure) dozen points I wish addressed too.I'm going to start with asking if they feel the signage outside my local branch is sufficently clean enough for a company of their size to be satisfied with it.

Maybe their records show that when I renewed my mortgage with them previously, I complained about the arrangement fee and eventually got them to cut it in half.Anyway time to go to war!!


To the poker and I managed another 4th in the one $15 turbo I played last night before heading off to spend some time with Mrs A.

After she went to bed I hit up two Party $50nl 6 max tables.Poker Indicator doesn't work on resized tables which is a pain but I like the using the tiling effect to see both at once.I may even have a go at 4 tabling.

Anyways I didn't play long but was lucky enough to almost double my buy-in which made up for Wednesday nights debacle.

This time KK held up but I was wondering during the hand if I'd be blogging about another of my donk moves ( yeah, mostly C's in your quiz Mr Cloud!)after possibly letting the villain catch his straight on the turn.Thankfully he had 55 and my check on the K 4 3 rainbow flop allowed him to catch his 5 on the turn and the money went in at that point and my set of Kings beat his set of fives to take it down.

This was one time I was glad I'd let the villain catch up in the hand as a big post flop bet from me would probably have won a much smaller pot.


The hand is here if anyone is interested.

I'll be taking Mrs A out for a driving lesson tonight before dropping her off at friends and hitting the tables.I may not make Kats donkamanet rebuy game tonight as I need to be up tomorrow for a trip through to Edinburgh to see Rangers play Hibs.As a season ticket holder I get 3-5 away games per season and this is my last one for this year.

As ever thanks for stopping by and don't forget to register for Sundays Britbloggerment game at 9pm bst on 'Stars.Password is donkament and everyone is welcome.

Fri Update

Well my mortgage co called today to see about getting their £5k back.Interesting call!I decided to be reasonable and only ask for a £75 arrangement fee.I think the girl nearly fell off her seat.She asked me to put it in writing to her complaints department which is a standard fob off.( complaints are my job!)

I've faxed them a few lines with my invoice and a warning that £75 is my fee based on a speedy resolution and will be revised rapidly upwards should I need to spend much more of my time on the issue.Watch this space.....


I played a couple of $15 turbo's last night and after getting rivered in the first one I came 2nd to some lucky trout from the Miami area in the other one.

Actually Mark wasn't lucky when we were headsup as I sold the jerseys by over commiting with a crappy flopped bottom pair, but boy was he lucky to get past the bubble at all,mainly thanks to the sheer stupidity of a total donk.

Mark was automatically all in with his shortstack on the bubble with Jack high.Two others were in the hand and it was checked down to the turn.A harmless river card fell and Mr Total Donkey bet out,forced the other player to fold and proudly showed his ten high hand.I've seen many daft moves at the table ( I've made plenty myself) but that takes the biscuit!

I played a little Laddys full ring $50 nl later dropping $5 when I gambled with JJ against a shortstack with QQ.Not much else to report and hit the sack happy to be in profit.

Righty I've finally found something green in life I actually like.( celt*c play in green)I'm not long back from the Chinese supermarket where I bought more genuine green tea.I hate fruit,don't eat much veg so it makes a change for me to actually like something that's good for me.

Gee that was interesting...

Right until next time make mine an awfuckit call....